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I made my own that I’ve been using for a while, but I Love this one so much more! This is exactly what I’ve been looking for. “I’ve tried so many different budgeting apps and templates, but I could never find anything that had everything I wanted in it. I used this exact budget to pay off over $23,000 in student loans and cash flow my $30,000 wedding! Most people think that budgets are scary but no, they truly give you freedom! Having a budget gives YOU control of your money rather than your money in control of you! The budget is the backbone of paying off debt, and reaching financial goals.

There are two tabs at the bottom a sample budget to show you how it works and a blank budget for you to customize! The perfect tool to master your budget! All the dashboard formulas are set up for you and will populate when you enter your budget and actuals! A very easy to follow zero-based budget template! This template in excel is pre-populated with formulas to sum, calculate percentages, debt and sinking fund balances.
